Terry Lovelace has an undergraduate degree in psychology and a juris doctor from Western Michigan University. He worked in private practice, mostly in civil litigation and criminal defense. He entered public service as an assistant attorney general for the United States Territory of American Samoa. He later retired as an assistant attorney general from the State of Vermont in 2012. He lives in Dallas Texas with his wife of 44 years and family. He served in the USAF from 1973 to 1979 (and had an alien abduction in 1977 while he was on active duty). He was trained as a medic/EMT and drove an ambulance at Whiteman Air Force Base for his entire enlistment.