In the first half, Alan Collinge spoke candidly about the looming crisis in the federal student loan system. He described the situation as a "perfect storm" set to unfold starting August 1, when federal student loan interest will resume accruing for approximately 8 million borrowers under the Biden administration's SAVE plan. He lamented that this will push the system toward a "mass default." He traced the origins of the current crisis to pandemic-related pauses in loan payments and the complex, often contradictory repayment programs. He emphasized that "probably 99% of all federal student loan borrowers are just absolutely baffled and confused right now," highlighting the bureaucracy and legal issues surrounding the program.
A key point Collinge made was the uniquely harsh treatment of student loans compared to other debts. He explained that federal student loans are stripped of standard consumer protections such as bankruptcy rights, truth in lending laws, and fair collection practices, rendering the debt "weaponized" and with no statutes of limitations, never-ending. Condemning the US program as "a predatory lending regime," he noted, "In most first-world countries, there really are no student loans," citing Germany's free college education and Australia's income-based repayment system as examples.
He traced the crisis back to legislative changes starting in 1977, with a key moment in 1998 when bankruptcy protections were removed, fueling unchecked lending and skyrocketing tuition costs. "The price of college will ultimately return to more rational levels" only if risk is reintroduced to lenders, he said, advocating for restoring bankruptcy protections and ending the federal government's direct lending role. Collinge also warned about the impact on veterans and trade school students, who are similarly ensnared in debt traps. He urged listeners to "help us fight and make these loans fair again," adding that the current system is "a license to steal on the part of the colleges and on a part of the government."
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In the latter half, Crystal Faith shared her transformative near-death experience (NDE) and its profound impact on her spiritual awakening and ongoing connection with higher-dimensional beings. She recounted her childbirth ordeal in 2000, during which she suffered an amniotic fluid embolism and experienced multiple out-of-body states. She vividly described observing medical staff from above and telepathically connecting with her mother, noting, "I was watching the doctors work on me... I was able to tune in to my mother and read her mind."
During the NDE, Crystal entered a "white void space" she identifies as a creative force of pure energy, where reality is shaped by thought alone. She met a divine being-- possibly Jesus--who telepathically imparted vast knowledge to her in the form of downloads, and she encountered three babies representing her future children, one of whom spoke to her, emphasizing their spiritual autonomy. Her experience lasted about 53 minutes, including 45 minutes of medical intervention and eight minutes when resuscitation efforts ceased. Despite being clinically dead, she fought to return, driven by her desire to care for her baby.
Since then, she has maintained ongoing communication with interdimensional guides, notably the Pleiadians, who have repeatedly delivered consistent messages through multiple channels. The Pleiadians' angelic appearance is a misinterpretation of highly illuminated energy forms, she explained: "Their chakra system is so completely illuminated that it gives the illusion of wings... the halo is really just the crown chakra fully illuminated." According to Crystal, the NDE awakened her to latent abilities and a mission to serve as a vessel for divine love and healing energy. She underscored the importance of community for lightworkers, introducing her "One US" community designed to unite and empower spiritual seekers combating isolation.
News segment guests: Mish Shedlock, Howard Bloom